Do you or someone you know want to buy a home but just can't seem to come up with the down payment?  How do people get the money to move from renter to homeowner?  Well, right now is a great time to jump off the sidelines and become a homeowner.

Not only are we still experiencing very low rates, but there are myriad loan programs available to either grant or loan money for down payments and often sellers are willing to pay your closing costs.  Many of these programs only require the home buyer to contribute $1,000 of their own money.  All loans are 30-year fixed loans, so there is no fear of interest rates changing.

Some programs gaining popularity include:

• Colorado Housing and Finance Authority- CHFA
• Aurora Home Ownership Assistance Program- HOAP
• Douglas County Housing Partnership – DCHP Down-payment Assistance
• Douglas County Housing Partnership – DCHP Shared Equity Program